Category Archives: FCRA

Fair Debt Collections Practices Act

Collection Agencies Better Not! ! !
Chances are either you or someone you know has been contacted by a collection agency.  If that’s the case then it’s a safe bet that you have experienced the wrath of the debt collector!  Many times debt collectors will try to scare or shame you into paying.  They may do...
Suing Debt Collectors Usually Costs You $0!!!
Suing Debt Collectors Usually Costs You $0!!! More and more American’s find themselves being hounded by debt collectors as a result of our country’s recent economic downturn.  The good news is that harassment is an illegal act according to the Fair Debt Collection Practices Act (FDCPA).  The great news is...
Are Collection Agencies Calling You?!?
It isn’t uncommon for Americans to receive calls from collection agencies sometimes up to 5 – 6 times a day, or more.  About 30 million Americans owe debt that is subject to collection but what many consumers don’t know is they don’t have to sit idly back and endure the...
If these collectors have violated the law, we can help!
Have collectors violated the law while collecting from you? If so we can help. Here is a list of collectors that we have compiled: Academy Collections Account Solutions Group Advanced Credit Collections Advanced Credit Recoveries Anderson Financial Network, Inc. AIS Services, LLC Alegis Group, LP/Sherman Financial Group aka LVNV Funding,...
What are the facts about consumer credit lawsuits?
Like anything else, there are many different numbers and mind-numbing statistics about FDCPA, FCRA, and TCPA lawsuits. One of the most reliable places for statistics and information is WebRecon. They are the industry standard for credit related legal statistics. Here is the latest WebRecon data: Comparisons: Current Period Previous Period...
What is “accuracy” on your credit report?
Credit Reporting Agencies are required to maintain accuracy in your credit report. The law that requires this is the Fair Credit Reporting Act (FCRA). Although the FCRA requires accuracy in your reports, The FCRA does not define what accuracy is. The companies (furnishers) that report on your credit and the...